Privacy Policy

Last updated: November 2, 2026

Daily Allowance is a budgeting app for iPhone and Android, made by SP Digital Labs, the name under which Joseph Suzuki Parker, an independent developer based in Japan, publishes apps ("we", "us"). This policy explains what information the app collects, why, who it is shared with, and the choices you have.

The short version: we collect what the app needs to work: your account, the budget you enter, and your subscription status. We don't show ads, sell your data, or track you across other apps and websites. Your spending is only sent to an AI provider when you ask for an AI report or question, and only after you agree. You can delete your account and data from inside the app at any time.

Information we collect

Your account

Email address and name from the sign-in method you choose: Sign in with Apple, Google Sign-In, or email and password. If you use Sign in with Apple and hide your email, we only receive Apple's private relay address.
A user ID created by Firebase Authentication. We never see or store your password; Firebase handles it.

Your budget

The entries you add: amounts, dates, labels, categories and notes.
Recurring income and bills, wallets (such as Cash and Kitty Bank), categories, your savings goal and currency.
If you share a budget, the email addresses of the people you invite.

Subscriptions

If you buy Premium, your subscription status: which plan, when it expires, whether it renews, and the transaction ID from the App Store or Google Play.
A one-way coded version of your user ID attached to the purchase, so a subscription can only unlock the account that bought it.
We never receive your card or payment details. Apple and Google handle payment.

AI reports and questions (Premium)

When you ask for an AI spending report or ask a question about your spending, the app sends your spending totals by category and month, your recurring entries, and the transactions needed to answer, including their labels. Your name and email are not sent.
We keep your saved reports so you can see them again. Questions and answers are not stored on our servers.
We record how many reports and questions you use each month, and their processing size and cost, to apply the monthly limits.

Usage and device information

iPhone: the app does not collect analytics, advertising identifiers or device identifiers.
Android: the app includes Firebase Analytics, which collects anonymous usage statistics such as which screens are used. It is not used for advertising.
Camera: used only to scan a budget invite QR code. Images are processed on your device and never saved or sent.
Home screen widget: shows your Daily Balance from data stored on your device.

How we use it

To run the app: work out your daily allowance, show your balance and analytics, and keep your data in sync across your devices.
To let you share a budget with the people you invite.
To check purchases with Apple or Google and unlock Premium.
To create AI reports and answers when you ask for them.
To answer your support requests and keep the service secure.

We don't use your information for advertising, and we don't sell it.

Where it is stored

Your budget is stored on your device and synced to Google Firebase (Cloud Firestore), which keeps it in Google's data centers, which may be in the United States or other countries. Data is encrypted in transit and at rest. Only you, and anyone you share a budget with, can read your budget data.

Who we share it with

We share information only with the services that run the app:

Google Firebase (Authentication, Cloud Firestore, Cloud Functions; Analytics on Android only), which stores and processes data for us. Firebase privacy
Apple, for Sign in with Apple and App Store purchases. Apple privacy
Google, for Google Sign-In and Google Play purchases. Google privacy
Anthropic (Claude), only for AI reports and questions you request, after you agree. Anthropic does not use this data to train its models. Anthropic privacy
People you share a budget with can see that budget's entries and your email address.

We may also disclose information if the law requires it.

How long we keep it

Your account and budget are kept until you delete them.
Saved AI reports are kept until you delete your account.
Monthly AI usage records are kept until you delete your account.

Your choices and rights

See and change your data at any time in the app.
Export it as a CSV file from the app (the current month on the free plan, your full history with Premium). Email us if you want a full copy without Premium.
Delete entries or reset your data in Settings > Delete Data.
Delete your account in Settings > Delete Account. This deletes your account, your budget, your saved AI reports, your AI usage records and your subscription record from our servers, and clears the app's data on your device. If you joined someone else's shared budget, you are removed from it; their budget stays. Deleting your account doesn't cancel an App Store or Google Play subscription; cancel that in your store account settings.
If you can't use the app, follow the steps on our account deletion page.
Depending on where you live, you may have further rights, such as to object to processing or complain to a data protection authority. Contact us and we will help.

Children

Daily Allowance is not directed at children under 13, and we don't knowingly collect their information. If you believe a child has given us information, contact us and we will delete it.

Changes to this policy

If we change this policy, we will update the date at the top. For significant changes, we will also tell you in the app.

Contact

Questions or requests about your privacy: torin2582 [at] gmail [dot] com